What is debt-to-income ratio?
What is debt-to-income ratio?
- May 4, 2026
- Bill Maurer, anthropology and law, offers insight with U.S. News & World Report
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You can calculate your DTI ratio by adding up all of your monthly debt payments and then dividing the total by your gross monthly income. … "People often get confused and think it's the total amount of money you owe on your debts," says Bill Maurer, director of the Institute for Money, Technology and Financial Inclusion at the University of California, Irvine. "It's what you have to pay each month compared to what you receive each month."
For the full story, please visit U.S. News & World Report.
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