Bill Maurer

"With a debit card, you're accessing, via a card, money that's in your bank account," says Bill Maurer, director of the Institute for Money, Technology and Financial Inclusion at the University of California, Irvine. … Maurer suggests turning off overdraft protection on a debit card – which entails using funds from another linked account (such as a savings account) to cover transactions – because a thief could drain your checking account and keep spending.

For the full story, please visit https://www.usnews.com/banking/articles/what-is-a-debit-card.