Bill Maurer

“People forget that when you make a cashless payment, you’re basically asking your bank to pay for you,” says Bill Maurer, who studies payments at the University of California, Irvine. "If you don’t have a bank, that’s really hard. That’s the barrier.” In addition to disproportionately affecting people of color, cashless businesses make life more difficult for recent immigrants and refugees who may not yet have an American bank account, Maurer says. "It impacts the elderly, who often just don’t have the technical capabilities ….”

For the full story, please visit

connect with us


© UC Irvine School of Social Sciences - 3151 Social Sciences Plaza, Irvine, CA 92697-5100 - 949.824.2766