John Duffy, UCI professor of economics says, “It is good to shop for new car insurance quotes every few years. Another good time would be when you receive a major rate increase without having made any claims. … [Drivers should consider] the coverage and limits of the different policies – you want to compare “apples to apples”. You may be able to get a better quote by bundling your auto insurance with your homeowners and other insurance policies. In making comparisons, you might want to compare bundles of insurance products by different insurers, not just auto policies alone.”

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